Home Equity Line of Credit (HELOC)
Access up to $750,000 from your home equity without refinancing your current mortgage.
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A HELOC is a flexible line of credit secured by your home. You can access cash as needed and only pay interest on what you use.
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With HELOC, you can keep your current mortgage and interest rate while tapping into your equity for renovations, debt payoff, investments, or emergencies.
Quick Cash Access
Get fast access to your home equity when you need it with a simple review and streamlined approval process.
Use Funds Your Way
Use your HELOC for home upgrades, debt payoff, investments, emergencies, or business needs.
Reusable Line of Credit
Borrow, repay, and borrow again. Only pay interest on the amount you use.
Keep Your Current Mortgage
Your existing mortgage and interest rate stay the same. The HELOC is a separate line of credit.
Up to $750,000 Available
Eligible California homeowners may qualify for high credit limits based on home value and credit profile.
Invest in More Real Estate
A HELOC can be used as a down payment to purchase additional properties in California.
Program Highlights
Primary Residences
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Up to $750,000
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Up to 85% CLTV
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Available in 1st or 2nd lien position
Investment Properties
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2–4 unit properties
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Loan amounts up to $250,000
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Credit scores from 600+
Additional Benefits
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No prepayment penalty
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Fully digital, borrower-friendly process
Get in Touch
18062 Irvine Blvd, Ste 208
Tustin, CA 92780
(949) 404-0054